Terms of Service

Welcome to B2B Pay Later

Welcome to B2B Pay Later. By accessing or using our website, platform, or professional services, you agree to be bound by these Terms of Service.
These Terms govern your use of our site and services related to B2B payments, net terms, invoice financing, embedded BNPL (Buy Now, Pay Later) solutions, and credit automation.
If you do not agree with any part of these Terms, please discontinue use of the website or services immediately.

Acceptance of Terms

By registering for an account, submitting an inquiry, or engaging B2B Pay Later for any payment, financing, or automation services, you confirm that you have read, understood, and accepted these Terms.
These Terms form a legally binding agreement between you (the “Client”) and B2B Pay Later regarding your use of our platform and services.

Scope and Use of Services

B2B Pay Later provides embedded B2B payment, financing, and automation solutions designed for suppliers, wholesalers, manufacturers, and B2B marketplaces.
You agree to use our website and platform only for legitimate business purposes and in compliance with all applicable laws and regulations.
Any attempt to misuse our platform, copy proprietary materials, or interfere with network security or functionality is strictly prohibited.

Service Engagement and Payment

All service engagements or platform integrations are confirmed through a written agreement, proposal, or electronic acceptance.
Pricing, deliverables, and timelines are defined clearly before service initiation.
Payment terms must be followed as outlined in the respective agreement. Delayed payments may result in suspension or termination of services.
Additional fees may apply for custom integrations, advanced analytics, or expedited implementations.

Cancellations and Refunds

Cancellations must be submitted in writing within the timeframe specified in your agreement.
Once onboarding, implementation, or deliverables have begun, refunds are generally not available, as B2B Pay Later services involve dedicated financial analysis and technical resources.
Partial refunds, if applicable, will be handled on a case-by-case basis according to the contractual terms.

Limitation of Liability

While B2B Pay Later maintains high professional and technical standards, all financial insights, credit decisions, and recommendations are based on client-provided data and third-party integrations available at the time of service.
We do not guarantee uninterrupted platform access or absolute accuracy of all external data.
B2B Pay Later is not liable for any indirect, incidental, consequential, or special damages arising from the use—or inability to use—our website, tools, or services.
All reports and outputs are intended solely for informational and business decision-support purposes.

Intellectual Property Rights

All website content, software, data models, payment frameworks, and analysis tools are the intellectual property of B2B Pay Later and protected by applicable copyright and trademark laws.
Clients are granted limited, non-transferable rights to use deliverables internally for business purposes.
No part of b2bpaylater.com or its materials may be reproduced, distributed, or republished without prior written consent.

Confidentiality

Both B2B Pay Later and the Client agree to maintain strict confidentiality of all non-public information shared during engagements.
Data, reports, or communications will not be disclosed to third parties without mutual consent, except as required by law or for service delivery under confidentiality agreements.

Privacy Policy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and safeguard personal and business information.

Amendments

B2B Pay Later may modify or update these Terms periodically to reflect changes in services, technology, or legal obligations.

Contact Information

For questions regarding these Terms or any aspect of our services, please contact:

Email: [email protected]