Welcome to the B2B Pay Later Blog — your trusted source for insights on B2B payments, net terms, and credit automation. Explore expert perspectives, data-backed strategies, and practical guides to help suppliers, manufacturers, and B2B sellers optimize cash flow, automate accounts receivable, and accelerate growth through embedded finance, instant payouts, credit decisioning, and AR automation — everything you need to modernize how your business gets paid.
January 1, 20260 Comment
Automated Credit Decisioning vs. Manual Review: Accuracy, Speed, and Scale
Today's lenders must manage increasing numbers of credit applications while striking a balance between speed, accur...
December 12, 20250 Comment
The Real Cost of Manual Credit Checks: Time, Error Rates, and Lost Sales
Manual credit checks may seem so familiar; however, they bear hidden costs that will slow down business growth. Man...
November 21, 20250 Comment
How to Set Credit Limits with Real-Time Risk Data
The development of digital payments, B2B marketplaces, and embedded finance has transformed the way lenders evalua...
November 7, 20250 Comment
Turning AR Into Growth: DSO Reduction With Embedded Pay Later
Accounts receivable has traditionally been seen as a financial burden—a holding zone for revenue that hasn’t y...
November 7, 20250 Comment
Modeling Net 30/60/90: Working-Capital Math Your CFO Will Love
For years, offering net 30, net 60, or net 90 terms has been a standard way for B2B companies to attract and retai...
November 7, 20250 Comment
Instant Payout vs In-House Terms: True Cost, Risk, and ROI
Managing cash flow and customer credit is a balancing act for every B2B company. Some prefer to handle credit inte...
November 7, 20250 Comment
Quote-To-Order With Pay Later: Closing Bigger Baskets Without Price Cuts
In today’s competitive B2B environment, every supplier is looking for ways to close more deals and increase orde...
November 7, 20250 Comment
Adding Net Terms at Checkout: Lift Conversion and Average Order Value
The B2B commerce landscape has been undergoing a major shift as digital platforms redefine how suppliers and buyer...